Our Lincoln Australian Growth Fund is an actively managed portfolio of high-quality growth-orientated ASX stocks. It may suit investors who are looking for strong capital appreciation over a period of five to ten years or more.
Read more about our Growth fund
The Lincoln Australian Income Fund offers a stable and reliable, high-dividend yield with potential for long-term capital growth. It is ideal for investors on a marginal tax rate who would like to maximise their income stream and take advantage of franking credits.
Read more about our Income fund
The Lincoln U.S. Growth Funds are an actively managed, diversified portfolio of U.S. growth stocks. They have been created to help Australian investors spread portfolio risk by diversifying their growth stock holdings outside of the Australian market. There are two funds open for investors – The Lincoln U.S. Growth Fund Hedged and Lincoln U.S. Growth Fund Unhedged.
Lincoln’s retail managed funds are designed to cater for individual investors with a lower minimum investment amount, starting from $20,000. They also have the option of regular saving plan options to help boost their future contributions.
Lincoln’s wholesale managed funds are designed to cater for professional investors with significantly higher minimum investment amounts, in excess of $250,000 per fund.
Equity Trustees Limited ABN 46 004 031 298 AFSL 240975 is the Responsible Entity of the Lincoln Indicators managed funds. Equity Trustees has appointed Lincoln Indicators as the investment manager of the funds – Lincoln Australian Income Fund, the Lincoln Australian Growth Fund and the Lincoln U.S. Growth Funds.
J.P. Morgan Chase Bank (J.P. Morgan) was appointed as custodian to hold the assets of the Funds and to perform certain administrative functions in relation to the Funds.
You must carefully review the Production Disclosure Statement (PDS) and Reference Guide before applying to invest in one of Lincoln Indicators Managed Funds. Once reviewed, you can apply using the Application Form accompanying the PDS or via an online application.
The online application is for new investors only and cannot be used to make additional investments in to an existing Lincoln Fund.
The Lincoln Australian Growth Fund is designed for investors who seek a diversified portfolio of high-quality growth stocks that has capital appreciation over the long-term as its primary goal.
The minimum investment in the Growth Fund is $250,000 for Wholesale investors and $20,000 for Retail investors.
No, the Growth Fund has no minimum investment timeframe and you will not be penalised if you decide to redeem your funds within a short period of time. But we suggest a minimum of 5-years to allow an adequate timeframe for the Fund to deliver on its long-term objectives.
Distributions are paid twice a year, with the option to reinvest or receive cash directly in to your nominated bank account.
The Wholesale and Retail Growth Funds started in January 2005 and June 2007 respectively.
No, our Growth Fund have no up-front or exit fees. This does not take into account buy-sell spreads, which represent the estimated transaction costs incurred when buying or selling underlying assets in relation to investment options. The difference between the investment option buy prices and the sell prices is the total buy-sell spread for that option.
Yes, you have the option to reinvest your distributions.
Provided we receive the completed application forms, any required certified documents, clear money received in the bank account in a timely manner and successfully passing the compliance checks (e.g. the Anti-money Laundering and Counter-Terrorism Financing). It may take up to five business days to process.
The Growth Fund has a management fee of 0.76% per annum for the Wholesale Fund and 1.40% for the Retail Fund.
The performance fee is 20% of the amount by which the Fund’s performance exceeds the All Ordinaries Accumulation Index. A high-water mark ensures investors do not pay fees until periods of underperformance are fully recouped.
The Lincoln Australian Income Fund invests in the share market with the aim to deliver an above benchmark yield including franking credits, whilst also providing the opportunity of some capital growth over the medium to long-term. It is designed for those seeking a regular income stream from their investments from a base of high-quality stocks.
The minimum investment in the Income Fund is $250,000 for Wholesale investors and $20,000 for Retail investors.
No, the Income Fund has no minimum investment timeframe and you will not be penalised if you decide to redeem your funds within a short period of time. But we suggest a minimum of 5-years to allow an adequate timeframe for the Fund to deliver on its long-term objectives.
Distributions are paid quarterly, with the option to reinvest or receive cash directly in to your nominated bank account.
The Income Fund was established on 2 April 2012.
No, our Income Fund have no up-front or exit fees. This does not take into account buy-sell spreads, which represent the estimated transaction costs incurred when buying or selling underlying assets in relation to investment options. The difference between the investment option buy prices and the sell prices is the total buy-sell spread for that option.
Yes, you have the option to reinvest your distributions.
Provided we receive a completed application form with the required identification documentations, cleared monies received in the application bank account and successfully passing the compliance checks (e.g. the Anti-Money Laundering and Counter-Terrorism Financing). It may take up to five business days to process the application request.
The Income Fund has an ongoing management fee of 0.95% per annum for the Wholesale Fund and 1.75% for the Retail Fund.
No, the Income Fund has no performance fee.
The buy and sell spread is the difference between the net asset backed value of the units and the price to which you can purchase or sell those units. Similar to brokerage costs, when you transact in financial assets there are facilitation costs incurred. The buy/sell spread are implemented to recoup facilitation costs, so as not to disadvantage existing unitholders. It is important to note that the buy/sell spread is not a ‘fee’ and the spread itself is retained within the unit trust, it does not benefit the fund manager or any of the other service providers.
The purpose of the buy and sell spread is to ensure that investors entering or leaving a fund bear the costs of the transaction. For example, if you invest $100,000 into a fund, the fund manager will incur transaction costs which include brokerage, bid-ask spreads, settlement and clearing costs. Likewise, if you withdraw from a fund, the manager will incur transaction costs if he/she need to sell assets to provide the cash for withdrawal.
You are likely to pay a buy spread whenever you either make an investment or withdrawal from the fund. However, there are some exceptions. For example, when distributions are reinvested into more units, a buy spread is not usually payable. This is because no money enters or leaves the fund, so no assets are required to be bought or sold.
If you are a long-term holder of a fund, then a buy sell spread will make less difference to your overall returns.
The minimum initial investment amount for both the Lincoln U.S. Growth Fund and Lincoln U.S. Growth Fund Hedged is $100,000.
Distributions are paid quarterly, with the option to reinvest or receive cash directly in to your nominated bank account.
Lincoln U.S. Growth Fund Hedged: The performance fee is 20% p.a. of outperformance of the S&P 500 Accumulation Index (USD).
Lincoln U.S. Growth Fund: The performance fee is 20% p.a. of outperformance of the S&P 500 Accumulation Index converted to Australian Dollars.
No, the Lincoln U.S. Growth Fund has no minimum investment timeframe and you will not be penalised if you decide to redeem your funds within a short period of time. But we suggest a minimum of 5 years to allow an adequate timeframe for the Fund to deliver on its long-term objectives.
The U.S. Funds have a management fee of 1.00% per annum of the Net Asset Value of their respective Funds.
If you invest in the Unhedged fund, you are exposed to fluctuations in the Australian dollar. This can be a good thing if our dollar falls relative to the US dollar. For example, if you were invested in the Lincoln U.S. Growth Fund Unhedged and the value of the Australian dollar decreased relative to the US dollar, then the value of your portfolio would increase. Of course it can also work the other way around.
If you invest in the Hedged fund, we use strategies to offset the impact of currency fluctuations. This means if you invest in the Lincoln U.S. Growth Fund Hedged you are protected from the adverse impact of a rising Australian dollar. But equally, you don’t get to benefit from situations where the Australian dollar is falling.
If you have a strong view on where the Australian dollar is heading, you could favour one approach over the other.
Stock Doctor is an all-encompassing share market membership. Through its online platform it delivers all the portfolio management, construction and optimisation tools to allow you to manage your investments like a true professional. Further, our education and unrivalled member support services ensures you are best placed to maximise your investing.
Absolutely. Stock Doctor includes a Portfolio Director feature that includes:
Portfolio Manager
Keeping you in total control with tax-aware, advanced performance reporting.
Portfolio Constructor
A tool which allows you to construct a portfolio based on your investment profile and objective.
Portfolio Optimiser
A tool that will help you manage your portfolio and keep you aligned to your investment objectives.
We have a commitment to comprehensive coaching and education. Our inhouse support team are available during standard Eastern time business hours via phone or in person meetings. You are also supported with a range of online education resources.
Yes, this can be viewed in the Portfolio Manager.
Presently we do not. You may consider our US Growth Managed Fund.
You may be able to. You should refer this question to your tax accountant.
We provide intraday data, which is 20 minutes delayed behind the ASX market.
Stock Doctor includes a powerful stock filter system that allows you to scour the market to find potential opportunities that suit your own personal needs.
Yes. Stock Doctor is a web-based platform that is optimised to work on both mobile phones and tablets.
Stock Doctor is designed to help the conscientious DIY investor who wants to take control of their investing outcomes, leveraging off our methodology that has delivered strong long-term returns as exemplified by our Star Stock performance.
Stock Doctor is the ideal investment tool for trustees of SMSFs because it gives you the facts you need to make informed investment decisions for your long term future. It allows you to control and manage your share portfolio by putting at your fingertips all the tools you need to proactively research, construct, and optimise that portfolio while helping you steer clear of unhealthy stocks that are more likely to fail. Depending on your circumstances, an SMSF can claim the cost of a service like Stock Doctor within the fund. Please seek appropriate advice to see if this applies to your SMSF.
To discuss the future of your investments in detail, book in a free consultation with a Lincoln representative.
To discuss the future of your investments in detail, book in a free consultation with a Lincoln financial expert.
