Lincoln Australian Income Fund

A smarter solution for maximising your income.

How do you maintain an adequate income stream in retirement?

Ideally, you need a solution that provides peace of mind by investing in a portfolio of high quality stocks and keeps income flowing without missing out on potential growth. With term deposits and cash rates sitting at historically low levels, these financial products aren’t delivering on the income needs of retirees.

The Lincoln Australian Income Fund provides you with a rare opportunity to benefit from a dependable, high dividend yield (paid quarterly) while reaping the rewards from investing in high-quality, financially healthy stocks.

It is perfectly positioned to suit investors nearing retirement or in retirement on a lower tax rate, who’d like to maximise their income stream and take advantage of franking credits.


Outstanding long-term performance

Fund Income (Wholesale & Retail) 1-year 5 years p.a Since inception p.a(c)
Lincoln Australian Fund Income(a) 11.21% 9.13% 8.60%
S&P/ASX 200 Accumulation Benchmark Income(b)  5.67% 5.79% 5.82%
Total Return (TR)*
Lincoln Wholesale Australian Income Fund^ 12.47% 8.21% 12.25%
Lincoln Retail Australian Income Fund^ 11.58% 7.33% 11.39%
S&P/ASX 200 (TR) Accumulation Index 10.57% 9.42% 12.20%

^ Performance quoted is historical actual performance. Investments go up and down. Past performance is not a reliable indicator of future performance.
* (TR) Total Fund return is inclusive of income paid and payable from the Fund to unit holders, in addition to the difference in exit prices for the relevant periods net of management fees, ongoing fees and expenses, and assumes distributions are reinvested and that no tax is deducted.
(a) Gross income accrued, inclusive of franking credits.
(b) The Fund’s benchmark is the S&P/ASX 200 Accumulation Index inclusive of Franking Credits. Source:  Macquarie Equities
(c) The inception date of the fund is 2 April 2012. Since inception performance figures are calculated from 2 April 2012 to 31 August 2019 and are annualised.

Who is The Fund suitable for?

Investors seeking:

  • A reliable income stream.
  • A lessened exposure to equity market risk.
  • A cost-effective way to diversify their investment portfolios.
  • Timely reporting on their investments.
  • Their investment to be expertly managed by Australian equity specialists.
  • Access to Lincoln’s Financial Health methodology and Stock Doctor Star Income Stocks but who are time poor.

Key features of The Fund

  • Quarterly distributions.
  • Investment safety – money held in trust
  • No up-front or exit fees.
  • No minimum investment time-frame.
  • Professionally managed by our team of Australian share specialists.
  • Daily online reporting.
  • Regular market commentary and reviews.
  • Reputable Custody and Registry service providers.

 

Fund Facts

Investment type Wholesale Retail
Investment objective To provide income above the yield of the S&P/ASX 200 Accumulation Index including franking credits, and potential capital growth over the medium to long term (5+ years).
Minimum suggested timeframe 5 years
Minimum initial investment $250,000 $20,000
Minimum additional investment $5,000 $1,000
Management costs (p.a) 0.95% 1.75%
Entry/exit fees Nil
Minimum withdrawal $5,000 $1,000
Minimum balance $250,000 $5,000
Minimum savings plan contribution (optional) $250 per month
Buy/sell spread 0.35% / 0.35%
Distribution frequency Quarterly
Commencement date 2 April 2012



How to invest

  1. Download and read
    Product Disclosure Statement (PDS) Reference Guide
  2. Read and review
    Financial Services Guide (FSG) Privacy Policy
  3. Complete and sign the Application Form found at the back of the PDS
    Product Disclosure Statement (PDS)OR download printable PDF – Save time by typing your information directly into this form. You can print and sign the document upon completionDownload Printable PDF
  4. Send us your completed and signed Application Form to:
    Lincoln Indicators Pty Ltd
    C/- Link Market Services
    PO Box 3721
    Rhodes NSW 2138


Talk to a Fund Manager

Our Fund experts can help you with long-term performance. Complete your details below and we’ll be in contact within 48 hours.





Disclaimer

Past performance is not a reliable indicator of future performance.

Important information: This information is issued by the Investment Manager, Lincoln Indicators Pty Ltd (Lincoln) ABN 23 006 715 573, as Corporate Authorised Representative of Lincoln Financial Group Pty Ltd ABN 70 609 751 966, AFSL 483167. The Responsible Entity of the Fund is Equity Trustees Limited ABN 46 004 031 298, AFSL 240975, a subsidiary of EQT Holdings Limited ABN 22 607 797 615 a publicly listed company on the Australian Securities Exchange (ASX:EQT). All figures, information and illustrations are as at 31 August 2019. Portfolio holdings are subject to change without notice. This communication contains general information only. It is not intended to take the place of professional advice and you should not take action on specific issues in reliance on this information. It has been prepared without taking into account the objectives, financial situation or needs of any individual investor. As a result, you should consider its appropriateness in regard to your particular objectives, financial situation and needs. You should also consider obtaining your own independent advice before making any financial decisions. You should read the Product Disclosure Statement (PDS) and the Reference Guide where references are made for additional information in the PDS for the Lincoln Australian Income Fund before making any decision about whether to acquire or continue to hold in either product. Applications to acquire units can only be made on an Application Form attached to a current PDS. You should also read and consider our Financial Services Guide (FSG), which sets out key information about the services we provide. A copy of each PDS, including the Reference Guide and our FSG are available by contacting Lincoln on 1300 676 333 or via our website www.lincolnindicators.com.au.

Lincoln will be remunerated based on funds invested. Neither Lincoln, Equity Trustees Limited, or their directors, employees or agents provide any guarantee, representation or warranty as to the reliability, accuracy or completeness of the information in this document; and do not accept any responsibility or liability arising in any way (including by reason of negligence) for errors in, or omissions from, this document. This disclaimer does not purport to exclude any warranties implied by law which may not be lawfully excluded. Neither Lincoln, Equity Trustees Limited, or their directors, employees or agents guarantees the performance of, or the repayment of capital or income invested in the Fund.